| Available
Dental Payment Plans | | These
are our financing tools to help you achieve the smile you want…A great smile
can boost your confidence, and that's hard to put off. Creating Ultimate Smiles
offers financing options to suit your needs. We'll work with you to create a treatment
plan that will improve the look and health of your smile, while being sensitive
to your budget. We
will bill most insurance companies for you, with your information provided prior
to appointment. If you do not find what you are looking for in our site, we are
happy to schedule a meeting for you with Linda, our Financial Coordinator, to
discuss a treatment plan and budget with you. | Initial
Visit - payment is required at the visit; cash, check, MasterCard, Visa or
American Express is accepted. | For
Routine Maintenance Care and Dental Hygiene Appointments, payment
Is due at the time treatment is rendered. | | For
Treatment involving laboratory fees, we offer bookkeeping
courtesy of 5% of the total fee, when the payment is made in full, in cash
or check, at the beginning of treatment. We offer bookkeeping courtesy of 2% of
the total fee, when the payment is made in full, by using Visa, MasterCard
or American Express. Otherwise, ½ of the total fee will be required
at the beginning of treatment and the balance is due upon completion of treatment. |
| Financing
is available, for those who qualify, from Care Credit for services over
$300.00. We allow six (6) months, same as cash financing, and extended financing
with interest. | | Dental
Insurance Plans: It is important for you to be informed that professional
services are rendered and charged to you, not to an insurance company. We will
do everything to help you maximize your benefits on a yearly basis. Dental
insurance pays only a portion of your investment, and we urge you to be fully
aware of the provisions of your dental co-payment policy. All dental services
and financial arrangements are provided directly to you, not your insurance carrier.
All payments remain the responsibility of the patient and are to be paid directly
to the office. | |
Dental Insurance | | We
strongly feel that our patients deserve the best possible dental care we can provide.
In an effort to maintain this high quality of care, we would like to share some
information about Dental Insurance. There
are literally hundreds of plans, each one different, depending on the amount you
and/or your employer are contributing to the plan. All dental insurance plans,
at this time, are group plans and most cover between 30 and 80 percent of costs
up to a yearly maximum of between $500 and $1,500. It
has been the experience of many dentists, that sometimes insurance companies tell
their clients that certain dental fees are "above the usual and customary"
rather than tell them that the insurance benefits are too low. When dental co-payment
plans started in 1970, they allowed about the same maximum payment per year as
they allow today. In other words, reflecting for a 6% per year inflation, your
$1,000 benefit per year is equal to $290.00 in today's dollar. Had the various
dental insurance companies increased their benefit on a year by year basis reflecting
increases for inflation, this year your benefit would be over $3,200! We ask you
to understand that we do not work for the insurance companies. We work for
you. We want to help you maximize your benefits while not being controlled
by insurance companies and the benefit packages they offer. If you would like
to know what your insurance benefits will be before you begin treatment, we will
request a predetermination of benefits for you. This generally takes about 4-6
weeks. We
would like you to call or come in and talk with us if you have any questions relating
to your insurance of proposed treatment. | We
would like you to call or come in and talk with us if you have any questions relating
to your insurance or proposed treatment.
| CareCredit: |
CareCredit
is a payment plan that works very simply, for you. It allows you to set up
a monthly payment that fits within your budget. With CareCredit you enjoy
these benefits: •
Flexible financing options
• Credit decision usually only takes a few
minutes
• No annual fees or prepayment penalties |
